

This type of change can occur at any time.

Securities earns under the SoFi Money Sweep Program. Rate earned by SoFi Securities, the interest rate paid to you will be reduced to a rate below the rate SoFi If at any time the interest rate paid to you, exceeds The interest paid to you cannot exceed the rates SoFi Occurs within 2 business days after a deposit is made. Coverage begins when deposits arrive at a program bank, which usually

Sweep Program where it will earn a variable rate of interest and be eligible for FDIC insurance. Party fees incurred when using ATMs outside the Allpoint network are not subject to reimbursement.Ģ The cash balance in your SMBS Account will be swept to one or more program banks through the You will not be charged any ATM fees for transactions at any of the 55,000+ Allpoint ATMs. Changes to interest rates may change the corresponding APY(s) described above, and will be posted on this SMBS Rate Sheet, to your Account, and will be visible on the SMBS home page. The interest rates above are variable rates established by SoFi Securities, LLC and may be changed at any time by SoFi Securities, in its sole discretion without advance notice to you. Members without direct deposit will earn 1.20% APY on all account balances in checking and savings (including Vaults). There is no minimum direct deposit amount required to qualify for the 3.75% annual percentage yield (APY) on all account balances in checking and savings (including Vaults). 1 As of SMBS members with direct deposit can earn up to 3.75% annual percentage yield (APY) on all account balances in checking and savings (including Vaults).
